It'saquietlittletownwherenothinghappens-untilthedaythebankishitforhalfamilliondollarsofIndiancasinomoneybyathiefwearingaclownsmask.Fromherethestoryfollowsadangerousgameofcat-and-mousebetweenbankrobberandformercopParker(JamesSpader)andsmall-townpoliceofficerRayDeCarlo(DavidKeith)determinedtocatchhim....